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Apart from Academics, What Did You Learned At College? - Interview Question

A another common question, especially in the campus placement interview. Aside academics, what else did you got a chance to learn in the college? or a straight forward question, List 5 learning from the college. Do not blabber saying dedication, punctuality, etc vaguely. Answer precisely, with a well framed answer. Prepare for it. Here are the few examples.
  • I have gained several skills - organizing my workloads for assignments, researching information, meeting deadlines and working on joint projects/group assignments with other students have been some of the most significant learning.
  • An job experienced can answer in this way., returning to university as a mature student, I have learned so much about time management and good planning.  I have a young family and I have also taken on part-time work to help my finances.  I have met all my deadlines and I expect to do well in my final exams.
  • Showing adaptability as your learning: Living away from home for the first time I quickly learned how hard it was to manage on a tight budget, people from different cultures around, but it has done me a lot of good and I have learned a great deal about taking decisions, solving problems for myself and I think I have gained a lot of common sense.
Another common answer, but answer in the same way.

  • Number 1: Thanks for my lecturers, who has given me an opportunity to work on various out of campus research project, from which I could able to learn various things like scheduling my time with academic and non-academic work.
  • Number 2: Got an chance to volunteer in college fest, where i was involved in finance/designing/operation/hospitality/promotion committee and learned these things.
  • Number 3:... so on.

Check List for an Interview

things+to+be+considered+before+interviewIt's a very common question always arises and people mess up things because of simple reasons which they miss to do it. To overcome those mistake it better to make a check list and verify before the interview day and so that these things should not act as an hindrance for cracking a interview.


Here is the Interview Check List for an Perfect Preparation.
  • Double check your interview date, place and time.
  • Read through your application form and/or Curriculum Vitae(CV), or the notes you made during a telephone call.
  • Ensure that you have read any instructions about your interview.  Sometimes you are asked to bring something with you or arrive early for a tour of the department or production site.
  • Review your travel plans.
  • Make sure your interview wardrobe is in good order.
  • Complete any research you need to do about the job/organisation.
  • Remind yourself of your key selling points.
  • Switch off your mobile phones - no interviewer wants to know which of your friends is on a train at the moment, or even that you are just about to clinch a big sales deal; there is a time and place for everything.
  • Be positive - be brilliant.

The Entry of Anna Hazare in Social Networking Sites/Blog.

Hello Friends,


Here it goes the fresh news of Anna Hazare, who made his first inaugural post in his blog addressing My Sisters & Brothers, and started using the most popular channel in the present time to reach the mass audience. Yes, Anna is on Facebook, Twitter and Google+(plus) along with his newly started blog and asked all to follow him.


If you want to follow Anna Hazare on any of these sites, here are the links:


"Anna Hazare Facebook Account", "Anna Hazare Twitter Account", "Anna Hazare Google+ ID", 


Google+ ID – Anna Hazare Says

Its all about RBI, RBI and RBI.

reserve-bank-of-india-logoReserve Bank of India(RBI), was established in April 1935 with a capital of 5 crores on the recommendations of the Hilton Young Commission. Later in 1949 it was nationalized under the general superintendence and direction entrusted to a 20 members central board of Directors. 
Structure of RBI

  • Governor
  • 4 Deputy Governors
  • 1 Government official from the Ministry of Finance,
  • 10 Nominated Directors by the Government, who will give important elements in the economic life of country and,
  • 4 nominated directors by the Central Government who will represent 4 local Boards.
RBI has main four(4) headquarters are at Mumbai, Kolkata, Chennai and New Delhi.


Functions of Reserve Bank of India / RBI

  • The RBI has the sole right to issue bank notes of all denominations.  The RBI also acts as agent to government in issuing coins and small value notes.
  • It Acts as an banker to the government. It is an agent to the Central government and all state governments in India except that of Jammu and Kashmir. It is obliged to do government transactions and carry out their remittances and other banking operations.
  • It also acts as an banker to Banks, where every Scheduled bank has to maintain a certain cash and other equivalent balances of its demand and time liabilities. Where in 1962, the amendment made that the banks has to maintain cash reserves and statutory reserves with RBI.
  • RBI also acts as an controller of credit i.e., it has the power to influence the volume of credit created by banks in India for various reasons ex like to control the Inflation.

Other Powers of RBI:
  • Every Bank has to get a licence from the RBI to do banking business within India. ( New bank licences)
  • To open a new branch, every bank has to get permission from the RBI.
  • Weekly return has to be sent to rbi by all scheduled bank in detail, showing the assets and liabilities.
  • It has the right to inspect the records of commercial banks.
  • It holds all the cash reserves of scheduled banks.
  • RBI controls the credit operations of banks through qualitative and quantitative controls.
  • The whole Indian banking system is controlled by holding the rights for licencing, calling for information and inspection.
  • Re-discount facilities is provided to the banks acting as the last resort lender and encouraging it developing new initiatives by different banks.

Indian Current Affairs Q&A: June-July-August 2011

India National General knowledge/Current affairs questions and answers occurred in the month of June-July-August 2011 . Basically these kind of questions are expected in general quiz exams or even sometime in business quiz to check the general knowledge. 


National news General Knowledge question and answers:
The place where India is setting up a Gamma Ray Telescope is
Answer: Hanie (Leh)

The winner of Mauritius Open Badminton Championship is
Chetan+Anand+Badminton+Player
Answer: Chetan Anand

Free and compulsory education will be extended up to
Answer: X class

The new mother child health care scheme launched on June 1, 2011 is called
Janani+Shishu+Suraksha+karyakram
The Janani Shishu Suraksha karyakram

The Indian American who recently won U.S. Spelling Bee competition is
Sukanya+Roy+Spelling+Bee+2011+winner
Sukanya Roy

The new Finance Secretary of India is
Sunil+Mitra+Finance+Secretary+of+India
Sunil Mitra

The new armed forces medical services chief is?
H.L.+Kakria+Chief+Medical+Service+Officer
Answer: H.L. Kakria

The host of global biodiversity meet in 2012 is held at?
Answer: Hyderabad

The committee on comprehensive Review of National Small savings fund has suggested 4% interest on?
Answer: Post Office Savings Deposits.

The central government recently cleared 16 FDI proposals worth?
Answer: 923 crores.

Junior National Hockey championship is won by which team?
Answer: Punjab

Recently India commissioned its 
Fast+Attack+Craft+INS+Kabra
Answer: Fast Attack Craft(FAC) INS Kabra

NATGRID stands for
Answer: The National Intelligence Grid.

Iron Age burial site has been found in?
Answer: Tiruvannamali, Tamilnadu

The century longest lunar eclipse was occurred on
Lunar+Eclipse+2011+June+16
Answer:  June 16, 2011

Implementation of New Technology in Indian Banking Industy

Now the Indian banking system is turning to a technology driven banking, thanks for the growing universalization and internalisation of banking operations. In the first major technology application was introduction of MICR in 1988.  

List of New Technology Changes in Indian Banking System:

Core Banking Systems: The introduction of Core Banking System (CBS).  The 5 main things which form part of Core Banking System is 
  • General ledger Customer,
  • Information System,
  • Deposit system,
  • Loan system, and 
  • Management Information system.
INFINET (Indian Financial Network): This is used by large number of banks for funds and non-funds based transaction/transfers, and is developed by Institute for Development and Research in Banking Technology (IDRBT), Hyderabad. Public key infrastructure(PKI) technology is used by this network. 

National Electronic Funds Transfer System: This was introduced by RBI for an electronic fund transfer for efficient secure, economical with reliable system, and this is called as NEFT stytem.

National Electronic Clearing Services(NECS): The objective of NECS is to facilitate centralised processing for repetitive and bulk payment instructions.

Centralised Funds Management(CFMS): This system is to enable the operations on current accounts maintained by banks and various offices in an secure manner. It is maintained by RBI.

Mobile Banking Services:  The increasing mobile phone usage and introduction of 3G services has initiated this system where the transactions can be carried over mobile phones. Thus the bank and its customer can do a financial transaction actions through the use of mobile phones

Information Technology Companies Business Quiz Q&A


Business Quiz questions and answers on Information Technology/ Computers Companies.


Which was the first company in the world to manufacture computers for commercial use?
Remington Rand


Before 1924, famous company IBM was known as?
Computer+Tabulating+and+Recording+company+logo
Answer: Computer Tabulating and Recording company.


In India, which was the first place where the computer was installed?
Indian Statistical Institute, Kolkata.


The company "Intel", the largest microprocessor manufacturer. What does Intel stands for?
Intergrated+Electronics+logo
Answer: Integrated Electronics.


Which is the company popularly known "Big Blue?
IBM


Which IT companies has started their businesses in garage at Silicon Valley?
Sun Micro System, Televideo Systems, Hewlett-Packward are few.


The order of two surnames was decided by tossing a coin by the founders and established the company in Alto, CA. Which is the company?
Hewlett-Packward


Financial institutions are linked with a dedicated global computer network called SWIFT, what does SWIFT stands for?
Society for Worldwide Interbank Financial telecommunication.


Iridium, a small communication satellites was developed by?
Motorola


Yahoo's kid section/web guide is called as?
Yahooligans


The ERP market leader SAP AG, a germany firm, what does SAP stands for?
Systems Applications Planning


Which company was once popular for its mini computers, started by a group of engineers led by Ken Olsen?
Digital Equipment Corporation.


On what day Steve Jobs and Steve Wozniak founded Apple computers in 1976?
Answer: April Fool's Day


Human Technology is a trademark of which mobile phone manufacturer?
Nokia


A company in 1998, approached Yahoo.com founders for a merger, but Yahoo refused saying them to come back whey they had grown up. Which dot.com company is that?
Google.com


The costliest mobile phones in the world is manufactured by?
Sony-Ericsson


The First True word processor was developed by?
IBM

Major Retail Players In Different Segments

A radical transformation is being observed in the organised retail market. The increase number of stores is an clear indication showing the growth of retail industry as emerging and has an huge scope and will boom in the near future.


The retail companies has created a huge retail jobs and retail careers are being built. One study which is being given importance is retail management where even merchandising is also taken into account.


Here this article gives you a list of major retailers in India who are serving their customer with different strategy for each different segment.


Tata+westside+logo
ITC+Limited+logo                           RIL+Company+logoK+Raheja+Corp+Group+Shoppers+Stop+logo Future+Group+Pantaloon+logo
 Globus Clothing Logo
Bharti+Walmart+Company+new+logo




HYPERMARKET:  Big Bazaar, Subhiksha and Super Bazaar, Spencers are the major players in this segment
DEPARTMENTAL STORE: Big Bazaar; RPG group Reliance, Tata’s Trent, Vishal Megar Mart, Subhiksha, Metro and Bharti Wal-Mart.


Major groups which are into Retail are:
Pantaloons Retail India Limited, Landmark Group, RPG Group, K. Raheja Group(Shoppers Stop, Crossword), Tata Group(Trent- Westside, Barista Coffee Company(stake))


Other retailers which can be mentioned are ITC Lifestyle, Nilgiris, Globus, Cafe Coffee Day, Quickys, Bata, Super Sabka Bazaar, Amoretto’s, and Subhiksha